Wellness Investment Advisers LLC
At Wellness Investment Advisers LLC, we believe no two investors are alike. In order to help each client meet their financial goals, we use a personalized approach to investing. Our advice and recommendations are tailored to our clients’ investment goals, desired return objectives, risk tolerance, time horizon and income needs. Our investment strategies are designed based on your investment goals.
Wellness Investment Advisers LLC offers professional money management through various third-party money managers. One of our strategic alliances is with Gradient Investments, LLC (GI). GI is an SEC registered investment advisor firm offering clients over 20 proprietary portfolios. The portfolios are managed by their Chief Investment Officer, Wayne Schmidt CFA, MBA; Senior Portfolio Manager, Michael Binger, CFA; and Senior Investment Analyst, Mariann Montagne, CFA.
These three industry leaders now offer our clients their combined expertise. Schmidt brings 30 years of institutional investment experience to the private clients of Gradient Investments. Binger brings over 24 years of institutional equity investment experience to Gradient Investments and its affiliated advisors and clients. Montagne has 20 plus years of working with both institutional and high net worth clients and has amassed a strong breadth of investment experience in her tenure. In addition, Schmidt, Binger and Montagne are regular contributors to CNBC, Fox Business, Forbes, The Wall Street Journal and have many other national publications.
Whether your financial goal is preserving principal, maximizing income or accumulating capital, our third-party money managers have carefully designed a strategy to help you achieve your long-term financial goals.
Absolute Capital believes there is a way to respond to dynamic market conditions. Instead of riding the ups and downs of the market, we utilize “active management” as the cornerstone of our investment management process. With our active approach, your portfolio may be fully invested, partially invested, or in cash in response to market conditions. Through Absolute Capital’s proprietary strategies available to your accounts in mutual funds, 401(k)s, variable annuities, IRAs, etc., we provide a turnkey solution to add professional money management to your accounts.
Brenden Gebben, MBA, CIMA, co-founded Absolute Capital in 2002 and has been navigating the financial markets more than 20 years. He earned his MBA from the University of Illinois, Springfield, and his BA from Illinois Wesleyan University. He holds a Certified Investment Management Analyst, CIMA®, designation through IMCA in conjunction with the Wharton School of Business.
Since 2000, CLS’s Risk Budgeting Methodology has been integral to the execution of our portfolio management because of three core beliefs:
- All investors have a capacity to bear some investment risk. The best way to manage risk is to measure it, rather than relying on a traditional stock-to-bond ratio.
- Over the long term, investors are rewarded for bearing risk; having too little may hurt portfolio returns.
- A portfolio’s investment methodology should pair disciplined risk management with a flexible asset allocation approach.
CLS’s Risk Budgeting Methodology is flexible enough to be applied to a broad variety of investor risk comfort levels, from aggressive to conservative. We have also found that most investors have one of four main investment objectives (which may change over their investing lifetime). Within these categories, we either wholly apply our Risk Budgeting Methodology, or combine it with other approaches.